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14 Sober New Year’s Eve Ideas for a Fun Night

Think of the last three steps and the work we need to do to stay sober. The term lush is more generally applied to them and implies a loose morality seen as more acceptable in men. Yet the program does not differentiate between genders, and everyone can succeed beyond...

One Year Sober: What To Expect And What Are The Benefits

Whether you’re navigating sobriety or moderation, our support groups allow you to self-reflect, hear from your peers, and practice accountability. It’s a safe space to share your thoughts on the past year, goals for the year to come, and anything else that may be on...

Debt Ratio: Understanding and Evaluating Financial Health

However, they managed to improve their ratio from 0.483 (stable) to 0.231 (strong) by 2012 as average total assets increased by 37.03%, while average total liabilities decreased by 34.47%. Figure 1 shows the average fair market value of total assets, the average total...